Hi, folks. Since I am new at being “retired,” I thought I would ask you for some advice. I am already learning how to cut expenses while living on a fixed income, but if any of you have any tips for me, I’d appreciate it. Actually, I have always lived on a fixed income (fixed by how much my employer has been willing to pay me) but it is more fixed now. As in zilch, nada, zero. Read the rest of this entry »