Welcome back and Happy New Year! It has been a while since we visited but I am sure you all have been as busy as I have over the past couple of weeks and didn’t have much time to read anyway.
So, did you get everything you wanted for Christmas and have you kept all of your New Year’s resolutions so far? I hope so in both cases.
My wife and I got a lawn mower for Christmas. No kidding! It was a mutual decision, sort of. Actually, I wanted a riding lawn mower but we got a self-propelled version instead. It would be good for me, she reasoned, because I needed the exercise. We got the lawn mower because I don’t have a job right now and we decided that I could do the lawn rather than pay a company big bucks to do it for us. That made sense to me. Hey, I wouldn’t lie to you, would I?
I didn’t make any real resolutions this year, just the same old same old that I haven’t followed in the past anyway. You know, lose weight, exercise more, get organized, yada yada yada. Oh, I will still try do to those things like I always try to, but I have chosen this year year just to have them as objectives, rather than goals. Not sure there is a big difference, but it makes sense to me anyway.
One of the things I do vow to do this year is cut our household expenses as much as possible and I am making good headway at it. First, I cut our telephone, cable and car insurance bills. Now we are refinancing our house, which will cut our monthly obligations on the mortgage nearly in half. If anyone has any ideas on how to cut other things, like electric and water bills, I would appreciate a heads up. I do practice conservation measures as much as I can, by the way. Read the rest of this entry »

